Ask Your Title Pro
40+ printable questions across 5 categories. Print this list and bring it with you.
Ask Your Title Pro
Come Prepared, Close with Confidence
Don't go into your closing blind. Print this list and bring it when meeting with title companies and settlement agents. Tap any question to see expert guidance on what good answers sound like and what red flags to watch for.
Before Choosing a Title Company
8 questions — tap any question for expert guidance
Why these matter: Ask these BEFORE you commit to a provider. You have the right to shop under RESPA. Get answers from 2-3 companies and compare.
What good answers sound like: A good company will proudly confirm ALTA membership, explain their Best Practices certification, and walk you through their wire fraud prevention process without hesitation.
About Costs & Fees
8 questions — tap any question for expert guidance
Why these matter: Title insurance rates are regulated by each state, but service fees vary. Getting an itemized estimate in writing lets you compare apples to apples.
What good answers sound like: A transparent company will provide a detailed written estimate immediately and explain each fee. If they're vague or reluctant to put numbers in writing, that's a red flag.
About the Title Search & Policy
9 questions — tap any question for expert guidance
Why these matter: The title search is the foundation of your protection. Understanding what was found and what's excluded from your policy is critical.
What good answers sound like: A thorough company will explain the search scope, proactively discuss any exceptions in Schedule B, and offer to remove exceptions through additional curative work when possible.
About the Closing Process
9 questions — tap any question for expert guidance
Why these matter: Understanding the closing timeline, wire procedures, and document flow prevents surprises on closing day. Ask these early.
What good answers sound like: A professional settlement agent will clearly explain the 3-day Closing Disclosure rule, provide wire instructions through a secure channel (not email), and confirm receipt of funds promptly.
After Closing
5 questions — tap any question for expert guidance
Why these matter: Your relationship with your title company doesn't end at closing. Know how to reach them if you need to file a claim or locate your policy later.
What good answers sound like: A reliable company will keep your records on file, provide clear contact information for claims, and explain that your owner's policy protects you and your heirs for as long as you own the property.
Tips for Your Conversation
- - Get fee estimates in writing from at least 2-3 companies before deciding
- - Ask about their wire fraud prevention process on the first call
- - Request a copy of the title commitment as soon as it's available
- - Don't be afraid to ask for clarification on anything you don't understand
- - You have the legal right to choose your own title company (RESPA)
